Is credit repair worth the cost?
The effects of “Bad” credit can be extremely costly. Low credit scores lead to higher interest rates, more down payment
How long does credit repair take?
Each credit report is different and varies based on the number of negative accounts. Generally, credit repair takes 3 to
What items can be removed from my credit report?
Late payments, medical bills, collections, repossessions, evictions, charge offs, inquiries, student loans, and bankruptcies can be removed from your credit
What is credit repair and how does it work?
This is the correction, removal, and potential deletion of erroneous, negative, derogatory, and outdated accounts from your credit report. Using
How long do hard inquiries stay on my credit report?
These items remain on your credit report for 2 years.
How long do items stay on my credit report?
Generally negative items stay on your credit report for 7 years. Negative items include late or missed payments, accounts that
What items go on a credit report?
Types of accounts that appear on a credit report are for example, credit cards, auto loans, mortgages, student loans,
What is a good credit score and a bad credit score?
A “Good” credit score is generally above 680 combined with a variety of accounts paid on time, account ages
What is credit worthiness?
This is the lender’s willingness to trust you to pay your debts based on the history and items on
Who are the credit bureaus?
The credit bureau is a data collection agency. While there are several bureaus or agencies the most recognized agencies