2020 Vision is focused on overall credit building and score increase. One of the most important steps in the credit restoration process is adding positive accounts. Paid on time positive accounts increase your credit score. Without these, removing negative accounts will create various results as negative and derogatory accounts are removed. It is our promise at 2020 Vision Credit to analyze the overall report and assure our clients are credit worthy when applying for their next purchase. Below are a few recommended accounts that have been proven to jumpstart the credit building process.