2020 Vision Credit Repair is dedicated to teaching credit and financial literacy by educating our clients on what credit is, how it works, how to build credit, how to maintain it, and most importantly how to use credit to secure approvals in the best interest of the buyers and not the creditors. With our guidance, we have saved our clients thousands of dollars. Through education, 2020 Vision Credit empowers clients the ability to create a foundation for generational wealth.

We all know that credit history and scoring is imperative to our personal success and opportunities that are available. So much revolves around credit. Cars, housing, employment and much more is dictated by credit. Allow 2020 Vision Credit help you reach your goals; we are here to assist you and answer all your questions.

Credit management is frequently misunderstood and misguided.  In school we learn arithmetic, geometry, trigonometry and complete a curriculum that does not translate into real life.  2020 Vision Credit Repair is here to bridge the gap and provide you with the tools to transform dreams into reality.

Through factual disputing, we hold the credit bureaus accountable for the negative items that are being reported on your credit profile.  Leveraging the Fair Credit Reporting Act (FCRA) we legally remove negative items and erroneous reporting.  These items include, and are not limited to, inquiries, late payments, collections, charge offs, repossessions, foreclosure, evictions, and medical bills. This process enables our clients to have a second chance and opportunity to achieve their financial goals.

While there are numerous credit repair companies to choose from, our dedication to results, open and accessible communication, as well as education of our clients is what sets us apart.  Good credit scores are not just to be acquired and housed in a glass case.  Our goal is for you to be able to secure financing and approval for the things you need and want.  2020 Vision Credit has a background and knowledge in finance, real estate, and automotive sales. With over 10 years of experience in each sector, 2020 Vision Credit is confident in assisting our clients with building a credit profile that grants them the approvals they desire.

Most often, it is what we do not know that hurts us.  2020 Vision Credit understands the countless facets that revolve around credit awareness and positioning.  Your credit impacts what you can and cannot do in countless ways.  2020 Vision Credit is dedicated to increasing the knowledge in our families and communities, so that you are no longer victim to circumstances.  2020 Vision Credit offers the following continuing education training:

  • Private Consultations
  • Financial Literacy Workshops/Seminars
  • Business Planning
  • Debt Management
  • Retirement Planning